Risk Spreading

So, if the end goal of Wall Street is to spread risk around—to avoid the “too big to fail” problem that just means socialized capitalism—then why is it a positive thing for bank failures or near failures to inspire M&A activity? Doesn’t more M&A activity mean fewer players, higher barriers to entry, and, worst of all, concentration of risk in fewer areas?

To quote John quoting Friedrich Hayek: “The curious task of economics is to demonstrate to men how little they really know about what they imagine they can design.”

[Perhaps I am biased by being in an industry with very few players.]

Posted September 15th, 2008 in Musing. Tagged: , .

2 comments:

  1. Stephen Granade:

    What’s that I hear? Is that the law of unintended consequences raising its ugly head? And what are the ghosts of not-dead-yet Phil Gramm and Alan Greenspan doing hovering around us?

  2. Geof F. Morris:

    :snort:

Leave a response:

Note: This post is over 3 months old. You may want to check later in this blog to see if there is new information relevant to your comment.

By submitting a comment here you grant this site a perpetual license to reproduce your words and name/web site in attribution.